Copyright Qode Interactive 2016
 

FAQ

WE KNOW YOU HAVE QUESTIONS

WE HAVE THE ANSWERS

If we don’t answer your questions here please send us a message and we will follow up with you within 72 hours.

HOW MUCH DOES IT COST?

We have packages that start @299

ARE THERE ON-GOING FEES?

Yes. Our revenue sharing is a percentage of the actual tax preparation fees, and we guarantee it to be lower than our competitors. Our best revenue sharing percentage is 70% to you 30%.

IS THERE AN EDUCATION OR SKILLS REQUIREMENT?

No, we have training available.

IS THERE A CANCELLATION PROVISION IN THE CONTRACT?

Yes

HOW LONG IS TRAINING?

All training’s are at your own pace. Most people take a week to 30 days.

CAN THE SOFTWARE PREPARE BUSINESS TAX RETURNS?

Yes.

CAN I HAVE THE OPTION TO ISSUE THE CUSTOMER TAX REFUND ON DEBIT CARDS OR CHECKS?

Yes.

HOW LONG WILL IT TAKE TO GET THE COSTUMERS TAX REFUND?

Generally 7-10 days. There are issues that can delay a clients tax return it is different for every delayed return is different for every delayed return.

WHAT IS A BANK PRODUCT RETURN?

A bank product return is a tax return that is electronically filed without collecting any upfront fees from the customer. At the same time you prepare the return, the customer will sign a document authorizing the bank to receive the customer’s tax refund and to pay us our fee from the tax return. It works this way. The bank creates an account in the name of the customer. Once the IRS funds the return, if at all, the bank transfers the customer’s tax refund into the account it created for the customer less fees. Accordingly, we call this type of bank product a Refund Transfer or RT. Simultaneously, the bank, through the tax software, will notify you that you have a check to print or debit card to issue. Once the check is printed or the debit card is issued the bank account for the client is closed.

HOW LONG DOES IT TAKE TO REPAIR MY CREDIT?

Each situation is unique and so is the timeframe required to repair your credit. The majority of our customers see results within the first 35-60 days

HOW MUCH CAN I EXSPECT MY SCORE TO GO UP?

It all depends. There are no two credit reports that are exactly the same. This means that improvements we make on one person’s credit may or may not improve the score as much as another’s. The “average”, we’ve found, never applies. We’ve seen scores go up 200+ points, and others just get the 20 point boost they needed to qualify for their home loan. Everyone’s results will vary, but, you can be certain we will get you the best results possible.

WILL I SEE MY CREDIT AFTER I SIGN UP?

After you complete our sign up within the first week, we will post your credit and scores inside your online account.

HOW WILL I KNOW IT WORKS?

Easy, when you receive your response from the credit bureaus, you will see items that have been changed, updated, or removed. If an item is changed or updated, it generally means that a positive improvement with that account (such as a late history) has been made. If an account was removed all together from your credit report, it means that a negative items has been removed from your credit. Usually these items are collections, charge offs, foreclosures, etc. We’ll also point out important progress made within your client account which you’ll have online access to.

WHO CAN SEE MY PERSONAL INFORMATION

Our credit service specialists are the only ones who will see your credit reports, view our privacy measures within our privacy policy—your information is safe and secure.

WILL I BE WORKING WITH A SINGLE PERSON?

Majority of the time yes, however we we have all of our clients supported by our entire team if your credit specialist is unavailiable.

HOW DOES YOUR MONEY BACK GUARANTEE WORK?

Easy if you don’t see results within 90 days of service we will refund all of your money.

HOW MUCH DOES SERVICE COST?

We have a flat fee $550 that includes a year of service. If your on a budget we understand that to we have a monthy program of $69.00 per month you can cancel anytime.

IS THERE A DISCOUNT FOR COUPLES?

Yes, $25 OFF both for a total savings of $50.00

IS THERE A DISCOUNT FOR COUPLES?

Yes, $25 OFF both for a total savings of $50.00

I JUST SIGNED UP, WHAT'S NEXT?

You’ll receive a welcome email and phone call from A Place for Credit, we’ll provide you with a special secure online account so you can keep track of our progress on your credit repair. You’ll start seeing credit improvements in less than 60 days

HOW DO YOU REPAIR BAD CREDIT?

Our trained credit specialist review your credit report and see what’s bad and what could be better. Then we get to work addressing the things we believe can help raise your credit score.

DOES PAYING OFF MY BILLS REPAIR MY CREDIT

No. When you pay your debt, the negative credit listing doesn’t disappear. There is little difference between a paid negative item on your credit report, or an unpaid one. If you can afford to pay off your debts, we would always advise you to however.

WHAT ITEMS CAN BE REMOVED?

Late Payments, Charge Offs, Foreclosures, Judgments, Repossessions, Personal Identification changed or corrected Closed Accounts, Bankruptcies, Negative Settlements, Liens and Collection and many more.

CAN MY STUDENT LOANS BE REMOVED?

Late student loan payments can be removed, although student loan debt can not be settled.

CAN INQUIRIES BE REMOVED FROM MY CREDIT REPORT?

Yes

CAN YOU HELP ME WHILE I'M IN BANKRUPTCY?

Seems like this should be the furthest thing from your mind but it’s a really good idea to work on your credit because it’s very easy for an old creditor slip through the cracks or be reported incorrectly.

WHAT IF THE NEGATIVE ITEMS ON MY REPORT ARE ACCURATE?

There’s still a lot of things you can do. Creditors sell very critical information about you every day. It’s information that can affect almost everything in your life, from your car payment to your house to your job. So, it’s important to make sure that that information is as substantiated, timely, accurate and fair to you as absolutely possible.

HOW CAN WE COMMUNICATE?

We keep in constant contact with you via email, phone through out your repair process we also have a message system built in your cliet dashboard..

WHERE ARE YOUR OFFICES LOCATED? DO YOU HAVE AN OFFICE NEAR ME?

We are based in Atlanta GA, with offices in Miami FL. However, our advisors are available by phone or email enabling us to help clients all over the country without having to have an office in your area.

WHAT IS THE FAIR CREDIT REPORTING ACT? WHY DOES IT HELP ME?

The Fair Credit Reporting Act (FCRA) was written in 1970 as an amendment to the Consumer Credit Protection Act. The FCRA provides additional measures of consumer protection in the areas of fairness, accuracy, and privacy of the information collected by the credit bureaus. It also allows you to personally engage in credit repair and maintenance processes, verifying that the information in your credit report is correct.

WHAT IS BUSINESS CREDIT?

Business Credit can be referred to as many things, one of them being Trade Credit. Trade or Business Credit is the single largest source of credit and bartering on terms in the world so far, vastly out-seeding personal credit. We all know what a FICO score is and the algorithms used by Fair Issac, and in general everyone knows that when making a large personal purchase, a score over 800 is considered good. Based upon that score, we all know we are going to get approved for personal credit products running the gamut from credit cards to home loans.

I JUST STARTED A NEW BUSINESS, CAN YOU HELP ME GET START UP MONEY?

Yes we can help companies with little or no business credit history established, build business credit in order to obtain company credit cards, corporate leases and creative financing. We are the best solution available of our kind to build your business credit without using your SSN.

HOW CAN I GET MORE INFORMATION ABOUT BUILD MY BUSINESS CREDIT PROFILE?

Easy, just fill out our contact request form and someone will call you shortly.

HOW LONG DOES IT TAKE TO BUILD UP MY BUSINESS CREDIT?

It takes 60 to 180 days to establish a good file with business credit agencies and get the approvals without a personal guarantor. What normally takes years we can establish within a matter of months based on pro-actively following certain simple steps in the exact order and correctly. Think about it, will any real lender finance you personally without good FICO credit scores? The answer is NO. If you have bad or no personal credit, you can only find very high interest money. The same is true if you have no business credit scores. No real lender will finance your business if it does not have good business credit scores.